Common Oversights People Make Following A Traffic Collision

Have you been in a traffic accident? The adrenaline and shock can make it difficult to think clearly. You may end up overlooking important actions or making mistakes. But what you do (or do not do) immediately after an accident will affect your ability to make insurance claims, recover damages, and sometimes protect your rights under the law.

This article details a few common mistakes people make after a traffic accident and how you can go about the process more effectively.

Not Calling the Police

Some drivers choose to avoid calling the police and reporting an accident, especially if it appears to be minor. This is fundamentally wrong. A police report is an objective third-party account of the accident. It can be a helpful piece of evidence for your insurance claim or during litigation. Even if both parties agree to handle it on their own, you should always call the police to report an accident.

Assuming You Don’t Need Legal Counsel

Many people try to resolve everything themselves after an accident, especially when the damage done to the vehicle is minor. But even when you think it is a straightforward accident, complications can arise.  Different states have different complications that you may not understand without legal help.

Do you live in Arizona? Consider hiring car accident attorneys in Tucson, AZ. They will help document evidence, recover lost wages, and handle complex insurance claims.

Not Gathering Evidence of the Accident

Failure to gather enough evidence of the accident while at the scene is a common mistake.  Important details to gather include:

•    Photos of the vehicles showing the license plates
• The road conditions
• Landmarks and street signs relating to the accident
• Photos of any visible injuries you are able to capture
•   Contact information of eyewitnesses

They will all serve as important evidence for your insurance claim and case.

 Admitting Fault Too Early

While it may seem courteous to offer an apology at the scene, even a mild “I’m sorry” could be interpreted as admitting fault. When speaking to the other driver or police, stick to the facts. The police, the investigation or your insurance adjusters will determine who is liable from the evidence.

Not Reporting to Your Insurance Company Immediately

Some drivers skip or even avoid notifying their agent because they are worried their rates may go up. Not notifying your insurer promptly can cause issues with your coverage or claims. Most insurance policies state you must notify them in a timely manner. If you take too long, you risk losing your right to coverage or compensation.

Failing to Document Follow-up Expenses

There are expenses related to car accidents that go beyond vehicle damage-Medical expenses, loss of income, and maybe even therapy. If you don’t document your expenses, your claim can be negatively impacted. Keep a complete file that includes bills, logs, and communications with insurance adjusters.

Endnote

It is completely normal to feel a bit overwhelmed following a traffic collision. However, taking the appropriate actions may be beneficial, potentially saving you time and stress. Avoiding these mistakes can smooth out the recovery process. It can also help you pursue compensation when necessary.