RBI-Authorized Excellence: Navigating Global Markets With Cashfree Payments

Global Payment Reach: 140+ Currencies, 170+ Markets

Accept payments in 140+ currencies across 170+ markets with a single integration. Customers pay in their preferred currency while you receive settlement in INR. Supported payment methods include Visa, Mastercard, American Express, Diners Club, Maestro, and alternate payment methods (APMs).

No need to build separate integrations for each market
Customers see prices in their local currency
Reduced checkout friction and cart abandonment
Access to a truly global customer base without geographic limitations

Advanced Security & High Success Rates

Cashfree Payments integrates multiple layers of fraud prevention:

3DS 2.0 Authentication: Risk-based authentication that approves low-risk transactions instantly (frictionless flow) while protecting against card-not-present fraud.
Risk Shield: ML-powered fraud detection leveraging over 1 million data points. Flags suspicious transactions for merchant review and action. Includes geographical fraud mapping and payment method analysis to identify patterns.

Local Currency Checkout

Display prices in your customer’s local currency to eliminate purchase friction. When shoppers see familiar pricing without needing to calculate exchange rates, they experience greater confidence and trust.

Reduces checkout confusion and conversion hesitation
Minimises surprise currency conversion costs
Significantly lowers cart abandonment rates
Creates a more trustworthy buying experience

Transparent Pricing & Clear Terms

Cashfree offers straightforward, honest pricing with no hidden charges or unexpected deductions on its International Payment Gateway:

Standard rate: 99% per transaction
Promotional offer: 2.69% rate applies only to new sign-ups and is subject to conditions* valid for 12 months from activation.
No setup fees

T+2 Settlements in INR

Receive your funds in INR within two business days after compliance verification, eliminating traditional international remittance delays.

Transparent FX rates on the settlement amount
Predictable cashflow
Faster access to capital

Transaction Fees

Cashfree Payments charges a standard 2.99% transaction fee for international card and APM payments. The promotional 2.69% rate applies only to new sign-ups and is subject to conditions* valid for 12 months from activation.

Compliance & Reporting

RBI Authorisation:

One of India’s first players licensed as a Cross-Border Payment Aggregator
Authorised for both import and export cross-border payments

Compliance Reporting:

Consolidated FIRS (Foreign Income Realization Statement) for periodic compliance summaries

Built for International Growth

Cashfree Payments is designed for every business selling globally—whether you sell products, subscriptions, or services. From startups to large enterprises, Cashfree supports scaling internationally with a payment solution built on:

Speed: Fast settlement (T+2) and quick onboarding
Reliability:99% uptime, processing $80 billion annually
Integration: Easy setup with Shopify, WooCommerce, WordPress, APIs, and more
Compliance: RBI-regulated, compliance-first infrastructure
Security: 3DS 2.0, Risk Shield, and Cashfree Secure ID

Why Choose Cashfree?

140+ Currencies & 170+ Markets: Accept payments in more currencies than any other Indian fintech
Single Integration: One API integration covers all markets and currencies
Fast INR Settlements: T+2 vs. 5–10+ days with traditional remittances
Advanced Fraud Protection: 3DS 2.0, Risk Shield, AVS—with transparent conditions
RBI-Regulated: Licensed cross-border payment aggregator with full compliance
Transparent Pricing: All fees disclosed upfront; no hidden charges
Proven Scale: $80 billion annually, 800,000+ merchants, 99.99% uptimee
Local Currency Checkout: Reduce friction and cart abandonment

Best For

E-commerce & D2C Brands: Global payment acceptance with local currency display
SaaS & Digital Services: Recurring billing with 140+ currency support
Exporters & Freelancers: Global Collections with per-transaction FIRA
Subscription Platforms: Automated payments in multiple currencies
Any Business Scaling Internationally: From startups to enterprises

Summary

Cashfree Payments provides Indian businesses with a truly global payment solution. With 140+ currencies and 170+ markets covered through a single integration, transparent pricing, fast T+2 INR settlements, and RBI-regulated compliance, Cashfree is positioned as one of India’s most comprehensive international payment gateways. The combination of advanced fraud prevention, local currency checkout to reduce abandonment, and compliance-first infrastructure makes Cashfree a strong choice for businesses of all sizes expanding internationally.